Workers' comp
The $136,000 Workers' Comp Question: How Baseline Data Changes Everything After a Workplace Head Injury
The central point of dispute is almost always the same: were the cognitive deficits caused by the workplace injury, or did they exist before?
When a worker sustains a traumatic brain injury on the job, the financial and legal consequences are substantial. According to data compiled by workers’ compensation attorneys and published by firms specializing in workplace brain injury litigation, average settlements for TBI-related claims reach approximately $136,000 — with complex cases exceeding $500,000.
But reaching a fair settlement often requires extensive litigation, and the central point of dispute is almost always the same: were the cognitive deficits caused by the workplace injury, or did they exist before?
Why mild TBI claims are uniquely contested
Mild TBI is particularly vulnerable to this challenge. Unlike a broken bone that shows up on an X-ray or a laceration that’s photographed at the ER, mild TBI produces no visible damage on standard imaging. CT and MRI scans are typically normal after concussion, as noted by the American College of Emergency Physicians. Cognitive deficits are real but invisible. Without pre-injury documentation of the worker’s cognitive function, insurers routinely argue that memory problems, processing speed deficits, or concentration difficulties were pre-existing conditions unrelated to the workplace incident.
How baseline testing changes the analysis
Baseline cognitive testing eliminates this argument. When a worker has a documented pre-injury cognitive profile showing normal function across all measured domains (verbal memory, visual memory, processing speed, reaction time), and a post-injury test administered using the same instrument shows measurable, statistically reliable decline, the causal link to the workplace incident becomes much harder to dispute.
The legal value of baseline data extends beyond individual claims. Organizations that implement baseline programs can also document institutional commitment to worker safety — a factor that courts and regulatory agencies consider when evaluating employer negligence claims.
How we support the workers’ comp process
At Headquarters, we provide workplace baseline testing programs that create legally defensible, HIPAA-compliant records of worker cognitive function. Our reports are designed to support both clinical decision-making and workers’ compensation proceedings. For the policy-level case, see why state laws protect athletes but abandon workers.